Investable assets
Understand which assets are included in projected account balances and which are shown elsewhere.
Investable assets are the balances held in the financial accounts modeled by your plan. They can include cash, taxable investments, retirement accounts, and other accounts whose balances change through contributions, withdrawals, growth, and taxes.
What the Summary includes
Starting Assets and Ending Assets on the Summary report include investable account balances. They do not include property or other assets that are modeled outside an investment account.
This distinction keeps the Summary focused on the pool of assets available to support projected spending. It also means that Ending Assets should not be read as total net worth or the value of an estate.
Where to see the broader picture
Use the Accounts report to examine projected financial-account balances. Use the Net Worth and Estate Value reports when you want a view that includes additional assets or liabilities.
Why the number changes
Investable assets can rise or fall because of contributions, withdrawals, investment returns, account transfers, taxes, and expenses. A change in the total is therefore not explained by market returns alone.